AI Finance Coach

Know exactly where your money goes.

Paste your spending. Get a brutally honest breakdown, your biggest leak, and one thing to fix today — in seconds.

Analyze my spending → See how it works
No bank login required 3 free analyses Results in under 30 seconds
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Clarity AI
● Online
I spend around $800/mo on food, $320 on Uber Eats, $200 on subscriptions I forget about, and $400 on random Amazon stuff. I make $4,800/mo and I'm always broke.
Got it. Here's what's actually happening: 🔍 Biggest leak: Uber Eats at $320 — that's $3,840/year on delivery fees alone. ⚠️ Subscriptions: $200/mo you "forget about" = $2,400/year on things you're not using. ✅ Do this today: Cancel every subscription. Re-subscribe only to the 2 you actually use this week. 🎯 30-day challenge: Drop Uber Eats to $80/mo. That's one $12 order per week. You'll save $240 this month alone. Combined, those two changes free up $440/mo. That's your broke problem solved.

Three steps to financial clarity

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Share your spending

Paste in transactions, describe your monthly categories, or just say "I'm always broke by the 25th." No bank login, no setup.

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Get your breakdown

Clarity identifies your top spending categories, spots hidden leaks, and names the exact habits costing you the most.

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Take one action

Every analysis ends with one specific thing to do today and a 30-day challenge tailored to your exact situation.

Not another budgeting app

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Specific, not generic

Clarity uses your actual numbers. No "spend less on coffee" advice — just dollar amounts and real actions.

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Instant results

Paste your spending and get a full analysis in under 30 seconds. No forms, no onboarding, no waiting.

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Privacy first

Describe your spending in plain text. We never ask for your bank login or account numbers.

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Pattern detection

Clarity spots timing patterns, impulse triggers, and subscription creep that you've gone blind to.

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Behavioral insights

It's not just what you spend — it's why. Clarity connects habits to outcomes so you actually change.

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Conversational coaching

Ask follow-up questions, go deeper on any category, or get a plan for a specific goal like saving $10K.

People who stopped being broke

★★★★★

"I pasted in my Mint export and Clarity found $340/month in subscriptions I'd completely forgotten about. Cancelled them in 20 minutes."

J
Jamie R.
Freelance designer
★★★★★

"Every finance app I've tried lectures me. Clarity just tells me the number, tells me what to do, and moves on. That's all I needed."

M
Marcus T.
Software engineer
★★★★★

"I make good money but could never figure out where it went. Clarity told me in 30 seconds: Uber Eats, Amazon, and 'vibes.' Accurate."

A
Aisha K.
Marketing manager

Simple, honest pricing

Start free. Upgrade when you're ready. Cancel any time — no tricks.

Clarity Pro
$9/mo
  • ✓ Unlimited AI coaching sessions
  • ✓ Deep spending pattern analysis
  • ✓ Personalized 30-day challenges
  • ✓ Goal tracking (save $10K, pay off debt)
  • ✓ Priority response speed
Start free — 3 analyses on us

No credit card required to start. Upgrade only when you love it.

Find out where your money actually goes

Most people are losing $200–$500/month to habits they can't see. Clarity shows you in 30 seconds — free.

Analyze my spending →